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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple, straightforward, no hidden fees

Zopa is the easiest company to deal with they have been fantastic from the start Reviewed on: 11th April 2023

Good company

Never had any problems very satisfied Reviewed on: 11th April 2023

So easy to set up

Money was there when I needed it. All so very easy to apply and set up Reviewed on: 11th April 2023

My Little Friend

The card has easily repayable limits & is accepted everywhere. Competitive APR makes this my Must Keep credit card. Reviewed on: 11th April 2023

Zopa is amazing

My experience is good with the company Reviewed on: 11th April 2023

Great modern credit card and account

From start to finish my initial Zopa experience was excellent. Easy to apply, card arrived within two days and the fresh app set up was simple to use and navigate. Excellent notifications when the card is used, modern and innovative, Zopa is excellent Reviewed on: 11th April 2023

Brilliant banking experience

I have never had a problem with Zopa. I am kept upto date through email and the app which makes it easier for me to keep track of my banking usage. Their customer service is amazing, very quick and reliable service. Reviewed on: 11th April 2023

Good credit card, helps build credit rating

Have had no problems with this card. The app is easy to use Reviewed on: 11th April 2023

Quick, simple and reliable.

I cannot fault Zopa from application, to making payments and obtaining help when I lost my card, it has all been seamless and hassle free. Reviewed on: 11th April 2023

Great trustworthy and helpful company

Was there when I needed them and has been ever since Reviewed on: 11th April 2023

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