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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good credit card

Amazing credit card easy to use Reviewed on: 11th April 2023

Amazing service

Always able to resolve issues promptly Reviewed on: 11th April 2023

Credit card that's easy to manage

I love zopa! When I registered online, my card arrived in just two days. The zopa mobile app is very easy to use and manage your credit card. At first I was a bit unsure to go with Zopa because I had not heard about the company before however once I did, I did not regret it! 5 stars!!! Reviewed on: 11th April 2023

Really quick and simple

Application was easy instant access to the app and card arrived few days later totally seemless Reviewed on: 11th April 2023

Quick and efficient

Good company with friendly staff. Reviewed on: 11th April 2023

Very reliable

They are reliable credit card you can trust Reviewed on: 11th April 2023

Very good for family!

A very good company!recommend to all my friends Reviewed on: 11th April 2023

great service

great company great service very helpfull Reviewed on: 11th April 2023

Easy to use

Great card for building my credit score. Reviewed on: 11th April 2023

Just when I needed it

Fast application no fuss excellent easy to use App Reviewed on: 11th April 2023

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