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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

great service

great company great service very helpfull Reviewed on: 11th April 2023

Easy to use

Great card for building my credit score. Reviewed on: 11th April 2023

Just when I needed it

Fast application no fuss excellent easy to use App Reviewed on: 11th April 2023

Great bank

It’s been a very helpful and easy use and you can see at a glance what going out or in to your account Reviewed on: 11th April 2023

Great

Great company and excellent service Reviewed on: 11th April 2023

Supa Zopa

Absolutely brilliant service staff can not do enough for you Reviewed on: 11th April 2023

Great credit card ever

I have been using this credit card since one month i have never got an issue and this is very helpful Reviewed on: 11th April 2023

Mr

Great card easy to use, very easy to use apps A++++++ Reviewed on: 11th April 2023

Great credit card

It was so easy to apply and response was very quick and making a payment is simple Reviewed on: 11th April 2023

Easy to access

Easy to apply. Good info on the ap. Reviewed on: 11th April 2023

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