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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Credit card

5
A great card to build your credit rating easy to use and real helpful tips to boost and manage your credit rating will definitely recommend Reviewed on: 11th April 2023
Peter fielding 's avatar
Peter fielding

Zo far Zo good

5
Easy process to apply, great controls in place to choose correct credit limit, easy to use app and friendly consumer feel. Best credit card company I've dealt with. Great work Zopa Reviewed on: 11th April 2023
Andrew Walsh's avatar
Andrew Walsh

Great credit card

5
I have had not one issue yet!!! Reviewed on: 11th April 2023
Jennifer Liddle's avatar
Jennifer Liddle

Got my card with out hassle

5
Applied online and was accepted smooth process from there and easy set up from the ap to set up payments. Reviewed on: 11th April 2023
Angela Dechicha's avatar
Angela Dechicha

Good credit card

5
Pretty straight forward process to obtain the card had it next day Reviewed on: 11th April 2023
sorin mircescu (gorila gaming)'s avatar
sorin mircescu (gorila gaming)

Good credit card always good communication from provider. Easy to use and clear credit information.

5
Good communication from provider. Easy to use app with clear information relating to credit and card usage Reviewed on: 11th April 2023
Lemagirl's avatar
Lemagirl

Credit card

5
I find Zopa a Really helpful company Reviewed on: 11th April 2023
Nicholas Laurence's avatar
Nicholas Laurence

Very Good Credit Card

5
I am over the moon with this credit card as soon as you make a payment updates are all straight away and you ger a recept with this as well very organised Reviewed on: 11th April 2023
Shirley Carle's avatar
Shirley Carle

Mr Gary Hinchcliffe

5
It was a painless procedure to arrange the credit card facility, the speed at which everything was done and concluded was awesome and the physical card arrived within a few days..To make things even better, the app, ease of use and repayment methods are user friendly and a pleasure to use. 10 out of 10 to Zopa. Reviewed on: 11th April 2023
Gary Hinchcliffe's avatar
Gary Hinchcliffe

Great service

5
Amazing service, easy to use app. Lots of features and communication is second to none. Reviewed on: 11th April 2023
D's avatar
D

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