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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use Easy to pay .. just refreshingly Easy

5
Love this card and the set up, I just don't understand why every other credit card isn't this easy ! Reviewed on: 11th April 2023
Phil's avatar
Phil

Best company ever

5
Fair honest and friendly company 10/10 Reviewed on: 11th April 2023
Hayley Scott-Munden's avatar
Hayley Scott-Munden

I would recommend zopa credit card to friends and family

5
Zopa was really easy to apply for a credit card on line they were really quick in there response also very helpful in solving problems your on line statement is really easy to understand so 10 out of 10 zopa credit were credit is due . Reviewed on: 11th April 2023
Wendy 's avatar
Wendy

Helping build my credit

5
Was accepted quickly, the app is really easy to use and easy to make payments when I want to. My credit limit is low but understandable with my credit score so this is helping me build it up. Would definitely recommend Reviewed on: 11th April 2023
Carla Fox's avatar
Carla Fox

I secured a credit card within shortest possible time

5
They offer quick and excellent services Reviewed on: 11th April 2023
Florence Marfowaa's avatar
Florence Marfowaa

Up to date statements

4
Kept in the know regarding payments and statements and the heads up not to miss a payment. Reviewed on: 11th April 2023
Ally's avatar
Ally

Excellent

5
Easy to apply and the app makes it very easy to manage with the coaching steps to help improve overall financial outlook Reviewed on: 11th April 2023
DTW's avatar
DTW

Excellent

5
Gave me a credit card when no one else would. Very transparent Reviewed on: 11th April 2023
Nivea Delahaye's avatar
Nivea Delahaye

Super

5
I am super happy with credit card. Easy to get And use it. Reviewed on: 11th April 2023
Pamela 's avatar
Pamela

Amazing

5
Phenomenal always willing to help great services can’t beat them Reviewed on: 11th April 2023
Connor's avatar
Connor

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