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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Super

I am super happy with credit card. Easy to get And use it. Reviewed on: 11th April 2023

Amazing

Phenomenal always willing to help great services can’t beat them Reviewed on: 11th April 2023

Great Company

Easy to use easy to understand good communication Reviewed on: 11th April 2023

Excellent

Good credit card company Easy to apply Very easy app Reviewed on: 11th April 2023

Refreshingly simple, reassuringly efficient!

I’ve plenty of credit cards, but Zopa do stand out as truly different. They’re better than the rest! good rates, great customer service, and an app that actually works! I highly recommend this company. Reviewed on: 11th April 2023

Great

Very flexible and very easy to use Reviewed on: 11th April 2023

Super Zopa

Consistently good service. Easy to navigate app and timely reminders about when your repayment date makes Zopa , Super Zopa Reviewed on: 11th April 2023

A great all round card

Great card but more important no additional charges for international use and a great exchange rate. Most other cards charge nearly 3% for other currency use. Reviewed on: 11th April 2023

All good for me

Very good product Very satisfying to be with zopa Reviewed on: 11th April 2023

Almost perfect!

I’m happy so far but if in the future Zopa credit card can make a balance transfer will be the best! Reviewed on: 11th April 2023

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