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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Very happy with this card and great value on interest free balance transfer rate. Reviewed on: 11th April 2023

A great card for managing my money whilst improving my credit rating.

ZOPA provides a great service by allowing me to manage my credit without going above my means and improving my credit rating. The communication is excellent with timely notifications and reminders, in addition to a user friendly and comprehensive mobile app. Very impressive and responsive services. Reviewed on: 11th April 2023

Quick and painless

Incredibly easy application process with not only a guarantee of acceptance but a guarantee of my purchase and more importantly balance transfer limit and offer. All done through the app and card recieved in a couple of days. Balance transfer process was super simple and really quick and nice to save a few quid. App if user friendly with loads of great stuff in it. Reviewed on: 11th April 2023

Very user friendly

A great option for building my credit score Reviewed on: 11th April 2023

Perfect

Good company. Good site. Good grief - why didn't I find them sooner! Throughly recommended. Reviewed on: 11th April 2023

Smooth and easy

It was really easy to apply and once I got accepted, I received some really useful emails, that are relevant to more than just this card. I certainly have the impression so far that this is a customer focused company that puts satisfaction first Reviewed on: 11th April 2023

Is the best credit card

I love so much this credit card I think Zopa is the best company for that Reviewed on: 11th April 2023

I needed to get on the ladder of getting a credit score

Zopa gave me a chance to build my credit score by giving me this card they have been a massive help to me,and still are at anytime Reviewed on: 11th April 2023

Zopa Credit Card

Zopa Credit Card. Is easy to. Pay your account. in your account is minutes. Reviewed on: 11th April 2023

CREDIT CARD SERVICE

CREDIT CARD SERVICE IS VERY VERY GOOD SERVICE Reviewed on: 11th April 2023

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