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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Alan dilworth

Great card very good service would recommend to a friend Reviewed on: 11th April 2023

Very good

Very happy with you never had ENEY proplem with your company Reviewed on: 11th April 2023

On a summer Beach

It's was like on a plane heading on a holiday without worrying about the pilot fighting you to that destination. Reviewed on: 11th April 2023

Best credit card by far!

I have got a few credit cards. My Zopa credit card outweighs them all. Easy to use app, great interest rates. Ive had no issues whatsoever. Reviewed on: 11th April 2023

Life saver

Easy to apply quickly excepted, clear and easy to pay monthly statements Reviewed on: 11th April 2023

Fantastic!

Very useful with many resources to spend and save. Reviewed on: 11th April 2023

Brilliant credit card

Excellent card and app - brilliant customer service & understand client needs. Reviewed on: 11th April 2023

Excellent service

Everything great with zopa app so easy to use Reviewed on: 11th April 2023

Fast easy great interest rates

I use Zopa for fuel expenses and it’s great fast easy to keep track of Reviewed on: 11th April 2023

The Best credit card

Îs the Best credit card i like it Reviewed on: 11th April 2023

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