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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Keeping it simple

Make life simple with no hassle no stress Reviewed on: 11th April 2023

Fantastic card

Balance transfer with lower rates you can clear while still having a credit limit while you work on clearing down the transfer. Reviewed on: 11th April 2023

Credit card

It was great service and efficient and I am just awaiting for my Zopa card to come Reviewed on: 11th April 2023

Great company

Good credit rates and easy customer service Reviewed on: 11th April 2023

Great service

Can't fault the service I have received. Reviewed on: 11th April 2023

Great credit card provider, great rates

Easy to use, and deal with if there are any problems, excellent Reviewed on: 11th April 2023

Best

Best credit card I have ever used. You can use this card wherever you want llike fuel stations, and other stores. I would recommend this card to whoever I know Reviewed on: 11th April 2023

Fantastic company

Great service easy application process very easy user friendly mobile app funds access in mins Reviewed on: 11th April 2023

Credit card and savings

I save with Zopa and I also have a Zopa credit card. The app is so easy to use. I can check on my balance on both accounts. See what I have spent and where and repayments are so easy. Topping up my savings is just as easy. Plus the interest rate is very good. Even money saving expert Martin Lewis recommends! Thank you Zopa ! Reviewed on: 11th April 2023

For card

Good.............I am very satisfied with the card Reviewed on: 11th April 2023

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