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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant

Very good, great app to use, easy to find what yiur looking for. Easy application for savings, loans and credit cards No issues at all, good customer service friendly easy to speak to Reviewed on: 6th March 2026

Great credit card , easy for daily transactions

Great credit card , easy for daily transactions Reviewed on: 6th March 2026

Always helpful in all ways with credit card and curr...

Always helpful in all ways with credit card and current account and helpful with duggestions Reviewed on: 6th March 2026

Have been able to access money for unexpected emerge...

Have been able to access money for unexpected emergencies, ie tyres for mot...and some shopping bargains..plus given me peace of mind should anything really crop up. Reviewed on: 6th March 2026

Does wat it says on the tin ha hA

Does wat it says on the tin ha hA Reviewed on: 6th March 2026

Easy application great customer service

Easy application great customer service Reviewed on: 6th March 2026

I have had a credit card with zopa for some time and...

I have had a credit card with zopa for some time and have had excellent service Reviewed on: 6th March 2026

Zopa credit

Received my card in days fast efficient service. App is easy to use loving it all. Reviewed on: 6th March 2026

Zopa The Best

I have been with Zopa for year, I have never had a bad experience yet, they are very helpful. Reviewed on: 6th March 2026

No hassle does as it says

No problems not like some cards straight forward and increase when needed. Apps great as well to see when payment due interest charges and what you have spent on card recommend strongly Reviewed on: 6th March 2026

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