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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy and clear to use

Love the Zopa credit card. It offers nearly everything my debit card app does with notifications and somehow it managed to communicate better than other credit cards when somethings not right with my account - like i recently changed my debit card and they were unable to take the payment and I was getting push notifications for that, which helped me avoid the fees. Reviewed on: 11th April 2023

Great service

Good card to get me back on the credit ladder Reviewed on: 11th April 2023

Great company

Zopa are a great company that I enjoy being with. Reviewed on: 11th April 2023

So easy

What a simple app to use great customer service when calling and no huge wait times Professional customer relations Reviewed on: 11th April 2023

Easy Peasy

So easy to set up and the whole process took minutes to do. Some great features to take advantage of with a great simple to use app Reviewed on: 11th April 2023

Excellent App

Zopa credit card app and overall customer service is the best that I have experienced in UK. The app is easy to use and very informative for building successful credit record Reviewed on: 11th April 2023

Very helpful to build credit score

Very helpful to build credit score.. Reviewed on: 11th April 2023

Zopa card

Zopa credit card is the best, easy to apply for and fast response with low APR Reviewed on: 11th April 2023

Life saver

So helpful when you need them the most Reviewed on: 11th April 2023

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ok ok ok ok ok ok ok ok ok ok ok ok ok ok Reviewed on: 11th April 2023

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