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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Life saver

I struggled massively to get a credit card, with the way everything is at the moment i just needed something to fall back on if i need to. After a few rejections and me nearly giving up any sort of hope zopa came to my rescue. Massively appreciated and so easy to set up. Reviewed on: 11th April 2023

Excellent service

Really great experience with zopa credit card. Will definitely recommend to everyone. Reviewed on: 11th April 2023

My credit card

Zopa gives you everything you need in a credit card Reviewed on: 11th April 2023

Seamless

Quick application, covered all bases of terms and conditions clearly in process, easy to understand, application has useful tips and suggestions as well as ways in which to manage your debt. You are in control at your debt at all times. Perfect ! Reviewed on: 11th April 2023

The ease of credit

I fing this credit card easy to use and also making payment less stressful im very happy I choose zopa Reviewed on: 11th April 2023

Ease of use

Helpful staff and simple to understand Reviewed on: 11th April 2023

Brilliant credit card company

Really good acceptance and easy manageable credit allowances. Reviewed on: 11th April 2023

Good company

Zopa is a reliable and good company Reviewed on: 11th April 2023

Excellent advice and service

Brilliant company excellent service and really good customer service will definitely recommend to anyone Reviewed on: 11th April 2023

Top service

Always in communication and keeps you posted, it’s the best service and I will highly recommend it to anyone including friends and family Reviewed on: 11th April 2023

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