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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic!

So easy to use, friendly customer service. Simple app! Just a brilliant card and the additional support offered is brilliant. Give steps to help with your credit journey and offers various products all in one place. Reviewed on: 11th April 2023

Very happy

Very happy with the whole process. Fast and efficient and straightforward. Helpful and friendly staff at the end of the phone. Reviewed on: 11th April 2023

Simply the best

Everything about Zopa has been easy. They're helpful and friendly. Resolve issues quickly and the App is great to navigate. Reviewed on: 11th April 2023

great

after finishing my iva zopa have been brilliant helping me to increase my credit rating Reviewed on: 11th April 2023

Great credo card

Very professional the way I was treated and I am pleased I have a card Reviewed on: 11th April 2023

Amazing company

Great customer service and excellent quality of app Reviewed on: 11th April 2023

The best credit card ever

Simple to use, manage and so secure. Reviewed on: 11th April 2023

Easy to use and less interset

Good to use everywhere and max shopping,groceries we can use to shop Reviewed on: 11th April 2023

Good service

Easy to use and the website is very easy to use Reviewed on: 11th April 2023

Excellent service

Excellent service, good explanation of terms and conditions. Have a lot of support provided and advice how to manage your finances Reviewed on: 11th April 2023

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