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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent customer service

I have had excellent customer services when I have had to call about any enquiries relating my card Reviewed on: 11th April 2023

Fantastic credit card!

Great customer services and services that are easy to understand Reviewed on: 11th April 2023

Very good

Excellent service would recommend Reviewed on: 11th April 2023

Exellent service.

ZOPA staff very professional and polite website exellent and easy to follow.Always know when to pay credit card as get reminders well done ZOPA. Reviewed on: 11th April 2023

Great

App is nice and easy to use up to date statements Reviewed on: 11th April 2023

Very accessible

Easy payments and see all you need to on line Reviewed on: 11th April 2023

Very good credit company that can be trusted

Very good credit company that can be trusted. I will recommend family and friends. Reviewed on: 11th April 2023

Great rates

Helped me grow my credit score while managing my credit limit Reviewed on: 11th April 2023

Gives the other .peolpe a chance

I have always been ervous of credit cards as I did t really understand how they work , zopa staff took time to explain. Genuinely look to resolve any issue, and the support site is amazing . Ery easy we site to navigate . And at no.poi t did I feel it was just about the sale . I have recommended to family & friends . I trust zopa staff and that makes all the difference whe your dealing with money 12/10 great service Reviewed on: 11th April 2023

Best Credit Card in the market

Zopa offers the best interest rates in the credit card market. Also helps in building one's credit profile. I am grateful Reviewed on: 11th April 2023

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