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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick response

Had a very quick response to whether I could get a card from them, and a very easy app to download Reviewed on: 11th April 2023

Reliable lender and easy app to use

Easy app to use , good customer service, reliable lender . Highly recommended Reviewed on: 11th April 2023

It has amazing

I m using Zopa from 2 years now and m enjoying the services from Zopa.. and everything. Reviewed on: 11th April 2023

Simple and efficient

All good experience with this company Reviewed on: 11th April 2023

Google Pay Enabled

This may be a card for those with a short or poor credit history. But unlike others in the same bracket, it is enabled with Google Pay, meaning I can use Pay with both my smart phone and smart watch, even if I pop to the local supermarket and the card isn't physically in my posesion (but my electronic devices are). It's a win win for rebuilding my credit profile and also for convenience. Reviewed on: 11th April 2023

Zopa products

Zopa is really helpful and I can manage my financial problems with them Reviewed on: 11th April 2023

Easy application for bad credit

Really easy application even for those with less than perfect credit score. Came in the post and once the app is set up it’s convenient to keep track of what you have paid for and to make monthly payments. Highly recommend Reviewed on: 11th April 2023

Clear and simple

With the online tools and an App everything is clear and simple and easily managed anytime of the day. Everything has been clear, simple open and honest with all communication to date and I can not fault them Reviewed on: 11th April 2023

Fantastic

Fantastic service customer support was good Reviewed on: 11th April 2023

Excellent service

Highly recommended had no issues with Zopa Reviewed on: 11th April 2023

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