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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

great card

very easy to use , great app thanks Reviewed on: 11th April 2023

Brilliant and easy

No issues always easy to use great product Reviewed on: 11th April 2023

Great simple card

Keeps it simple and easy to use. Good app and money management Reviewed on: 11th April 2023

Great Credit Card

Easy to apply and use through the App. Clear statement and easy option to see balance and make payments. Great overall product. Reviewed on: 11th April 2023

Great company

Good company,card was delivered within 3 days of being accepted. Reviewed on: 11th April 2023

App so helpful and easy to use!

Love the App! It is easy to use and sends you regular updates of spends and more Importantly your credit rating. It points out where you need improvement and what you are doing well, especially helpful when trying to build credit score. I love my Zopa card! Reviewed on: 11th April 2023

Excellent

Very simple and reliable would recommend to anyone, app is easy to use and customer services is very good Reviewed on: 11th April 2023

Brilliant service and app is incredibly easy to use.

Never had any issues using the service provided. Reviewed on: 11th April 2023

Service

Great service love that you get a notification when u have a transaction would definitely recommend brilliant company Reviewed on: 11th April 2023

Love the service, modern

Great app, Zopa is great I would recommend using this service! App is fantastic Reviewed on: 11th April 2023

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