Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

amazing

5
Firstly, the app is so easy to use and hassle free. The user interface is so easy to navigate even my mum can use it! (she's stuck in the 50's). Their customer service is to a very high standard and the service they provide is great. Zopa accepted me when other companies wouldn't due to my bad credit and i respect that a lot. Amazing, i would definitely recommend them to everyone. Thank you Zopa Reviewed on: 11th April 2023
Liam Ellis's avatar
Liam Ellis

Simple Credit

4
Easy to understand, good App, simple to use and navigate Reviewed on: 11th April 2023
Ian Mcgrath's avatar
Ian Mcgrath

Very great card and easy to use

5
I’m happy with the card and when I use it I got notifications on all my spend also give me anough time to pay back Reviewed on: 11th April 2023
Rasheed Oyenuga 's avatar
Rasheed Oyenuga

Mr

5
Easy to use and very accessible no hassle best card I used Reviewed on: 11th April 2023
Seansaville's avatar
Seansaville

Great company

5
Easy to understand app let’s you know when you are nearing your limit Reviewed on: 11th April 2023
Dave Tharby's avatar
Dave Tharby

Great easy service with good rates

5
Very easy sign up with easy up to use Reviewed on: 11th April 2023
Randa Ray's avatar
Randa Ray

Great company

5
I’ve had a fantastic time with my Credit Card. Zopa have been brilliant! Reviewed on: 11th April 2023
Steve Sargeant's avatar
Steve Sargeant

Zopa credit card

5
Brilliant service easy to use and always helpful Reviewed on: 11th April 2023
Andrew Rowe's avatar
Andrew Rowe

First rate professional service

5
Great customer service quick and professional when sorting problems or queries. Reviewed on: 11th April 2023
William mclean's avatar
William mclean

Very good

5
Very good credit card nice and easy to use app and very helpful Reviewed on: 11th April 2023
Dean 's avatar
Dean

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Current account

    from Zopa 4.83 from 6600 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill