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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Mr

5
Easy to use and very accessible no hassle best card I used Reviewed on: 11th April 2023
Seansaville's avatar
Seansaville

Great company

5
Easy to understand app let’s you know when you are nearing your limit Reviewed on: 11th April 2023
Dave Tharby's avatar
Dave Tharby

Great easy service with good rates

5
Very easy sign up with easy up to use Reviewed on: 11th April 2023
Randa Ray's avatar
Randa Ray

Great company

5
I’ve had a fantastic time with my Credit Card. Zopa have been brilliant! Reviewed on: 11th April 2023
Steve Sargeant's avatar
Steve Sargeant

Zopa credit card

5
Brilliant service easy to use and always helpful Reviewed on: 11th April 2023
Andrew Rowe's avatar
Andrew Rowe

First rate professional service

5
Great customer service quick and professional when sorting problems or queries. Reviewed on: 11th April 2023
William mclean's avatar
William mclean

Very good

5
Very good credit card nice and easy to use app and very helpful Reviewed on: 11th April 2023
Dean 's avatar
Dean

Great Service!

5
From the very start of the process, everything was clear, concise and easy to follow. The app is straightforward and making payments are easy. A great product in an often confusing market space. Reviewed on: 11th April 2023
John Green's avatar
John Green

Best Credit Card

5
Awesome service and so easy to use. Clear cut and by far the best credit card on the market! Hands Reviewed on: 11th April 2023
DJTiestoForever's avatar
DJTiestoForever

Excellent service and great app

5
Love my Zopa credit card. I use it for general spending and pay it off in full every month and hope it improves my credit rating too Reviewed on: 11th April 2023
jean n's avatar
jean n

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