Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Lovely you beauty fabulous fan dabby dozy

5
Lovely you beauty fabulous fan dabby dozy Reviewed on: 6th March 2026

Ease of use

4
Ease of access to card and money Reviewed on: 6th March 2026

Happy zopa

5
Everything has been perfect and easy to understsnd Reviewed on: 6th March 2026

excellent

5
excellent everything very good credit card Reviewed on: 6th March 2026

I like this zopa credit card it's very reliable

4
I like this zopa credit card it's very reliable Reviewed on: 6th March 2026

Amazing experience helped me when I needed it would...

5
Amazing experience helped me when I needed it would never go back Reviewed on: 6th March 2026

When I applied for ZOPA I was amazed how quickly the...

5
When I applied for ZOPA I was amazed how quickly the process went through and the response I had from it thankyou ZOPA I had choice of amount and payments. perfect . Reviewed on: 6th March 2026

Excellent service.

5
Excellent service. Prompt responses. Reviewed on: 6th March 2026

Really great , fast and no fuff .

5
Really great , fast and no fuff . What else your you ask for ! Reviewed on: 6th March 2026

Excellent all around.

5
Excellent all around. Would recommend Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products