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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa_CCard

I have to admit: I was a little surprised I liked this product. I've only had my card for a couple of months, but the service has been impeccable. I receive instant updates, and reminder as stated. I'm very happy and have no complaints. Reviewed on: 11th April 2023

Brilliant card and service

From being accepted to using my card the app is fantastic it tells you everything you need to know The statements are generated on time and easy to understand once you pay your balance it goes through straight away and clears instantly fantastic card too service Reviewed on: 11th April 2023

Great finance option

Absolutely great , easy to use application. Reviewed on: 11th April 2023

User friendly

Love the app, very easy to use and customer service is always helpful with any questions Reviewed on: 11th April 2023

Competitive

Zopa is competitive with other credit cards, easy to use app would highly recommend. Reviewed on: 11th April 2023

Seriousity

Promptly and good services skilled people and also respectfully with their customers Reviewed on: 11th April 2023

Perfect

The zopa Card is a great choice for loyal fans of the brand who are looking for a card that seamlessly integrates with the Wallet app Reviewed on: 11th April 2023

Easy to set up and understand

Fantastic everything was straight forward easy to understand and set up. App is fantastic you can check your balance make payments multiple ways. Reviewed on: 11th April 2023

Excellent

Best service ever Best credit card service Reviewed on: 11th April 2023

Amazing company have helped me out loads

Have helped me in loads of hard times great company Reviewed on: 11th April 2023

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