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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great finance option

Absolutely great , easy to use application. Reviewed on: 11th April 2023

User friendly

Love the app, very easy to use and customer service is always helpful with any questions Reviewed on: 11th April 2023

Competitive

Zopa is competitive with other credit cards, easy to use app would highly recommend. Reviewed on: 11th April 2023

Seriousity

Promptly and good services skilled people and also respectfully with their customers Reviewed on: 11th April 2023

Perfect

The zopa Card is a great choice for loyal fans of the brand who are looking for a card that seamlessly integrates with the Wallet app Reviewed on: 11th April 2023

Easy to set up and understand

Fantastic everything was straight forward easy to understand and set up. App is fantastic you can check your balance make payments multiple ways. Reviewed on: 11th April 2023

Excellent

Best service ever Best credit card service Reviewed on: 11th April 2023

Amazing company have helped me out loads

Have helped me in loads of hard times great company Reviewed on: 11th April 2023

Perfect credit card

Great credit card and great customer service. Reviewed on: 11th April 2023

Safe hands

I feel safe with thus card the app gives me total control Reviewed on: 11th April 2023

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