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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Service

App works well, lending is fair, rates aren't astronomical. Got me out of a tough situation when I needed it Reviewed on: 11th April 2023

Easy to apply

It is easy to apply and it is very easy to work with Zopa app. Reviewed on: 11th April 2023

Easy to use

Good communication great company Reviewed on: 11th April 2023

Brilliant card

So happy to have this card I haven't got the greatest of credit score, but Zopa has given me a step on the ladder. Thanks Zopa! Reviewed on: 11th April 2023

Great service all around

They always provide a great service and the app is super easy to use even for someone like me who’s not great with technology. I highly recommend Reviewed on: 11th April 2023

Brilliant outstanding

Absolutely amazing credit card, easy application and first class service and an easy to use app Reviewed on: 11th April 2023

Fast fast and efficient

No complaints would happily recommend Reviewed on: 11th April 2023

It's great, thanks

Very nice card does a great job thanks Reviewed on: 11th April 2023

Rewarding finance controller

Zopa is a good credit card that helps me to be in control of my expencies thru the app. It helps rating my score Reviewed on: 11th April 2023

My money frend

Very good easy to use Your review should be between 32 and 4096 characters. Reviewed on: 11th April 2023

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