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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple and trustworthy Card

Very easy to use , user Friendly app which tell about your credit score and all Reviewed on: 11th April 2023

Amazing

Very simple to apply and use. Especially with the zopa app it's awesome!! Reviewed on: 11th April 2023

Great card

Great credit card with a good limit never pay alot of interest each month Reviewed on: 11th April 2023

My friendly friend.

Just love knowing I've zopa to rely on . When I want to treat myself on days out or shopping. Never leave home without it. Reviewed on: 11th April 2023

Great credit card

The Apr is a fantastic rate. The app is easy to use. The customer service is fabulous. Would I recommend this to anyone else? Absolutely yes. Reviewed on: 11th April 2023

Best credit car d

I decided to took credit card then I applied and excepted verry quick and low rate Reviewed on: 11th April 2023

Great card to help with credit

This is a great card to have to build your credit rate app is easy to use you can set up a direct debit and change anything at any time if you need too Reviewed on: 11th April 2023

Great credit card.

Never had any problems. App easy to use as well. Reviewed on: 11th April 2023

Easy to set up and manage

Applying for the card was simple and using the app makes it really easy to monitor spend and plan. Plus a lot of insight into your credit health and the potential to see if you’re eligible for other offerings by Zopa without needing to apply again. Recommend Zopa if you’re new to credit. Reviewed on: 11th April 2023

Perfect credit card

Excellent credit card excellent customer service excellent app what more can you ask for Reviewed on: 11th April 2023

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