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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit Card Application

My experience with Zopa Credit Card was really helpful and I would recommend anyone looking for a Credit Card to get them self one. Reviewed on: 11th April 2023

Amazing and quick

Fantastic and arrived quickly. Very easy to use Reviewed on: 11th April 2023

Pleased with the ease of use with the app

Good communication and ease using the app Reviewed on: 11th April 2023

Great company

Everything I ever needed on a company great credit card and always being informed of any changes in my credit usage keep up the good work Reviewed on: 11th April 2023

Great product

I've found the use of their systems to be simple and to the point. The ease at which payments can be made and balances transfered coupled with decent rates at my credit level all in all ice found their service excellent. Reviewed on: 11th April 2023

Brilliant

Best company I dealt with very helpful and help me all the way Reviewed on: 11th April 2023

Fantastic

Easy to apply. No jargon. Helpful and accessible app that also advises on tools and tips to improve your credit score if required. Also handh spending summaries so you can keep an eye on what and how you spend. Honestly... just brilliant. Reviewed on: 11th April 2023

Good organised let you know straight away with all new information

The application online app very well supports every thing from balance to news about market Reviewed on: 11th April 2023

New credit card

From applying for my new credit card I get regular emails about my card all positive emails I feel very assured by them Reviewed on: 11th April 2023

Super Zopa

No hassle credit provided. With a professional service and understanding for there customers Reviewed on: 11th April 2023

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