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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick response

They give you a quick response within minutes if your accepted Reviewed on: 11th April 2023

Honest

You get what they say honest fast and polite Reviewed on: 11th April 2023

Ease of application

It was so easy to make and application for Zopa credit card Reviewed on: 11th April 2023

Great card

Easy to apply and fast decision Reviewed on: 11th April 2023

Low rates, easy app

Very easy app to navigate and understand, low rates on credit card also offer some great saving tools and accounts Reviewed on: 11th April 2023

Easy, educational, enjoyable

Easy to use, same day transfers, up to date and is helping with my finance education. Reviewed on: 11th April 2023

Excellent service

Excellent service I cannot find a single fault. Perfect Reviewed on: 11th April 2023

Perfect service

From the moment I applied the service has been quick and easy They looked after me very well Professional service Reviewed on: 11th April 2023

Recommended to friends

The application was simple and received approval straight away - I have recommended this to my friends, family and work colleagues Reviewed on: 11th April 2023

Service

Excellent service and very easy to set up Reviewed on: 11th April 2023

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