Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Recommended to friends

5
The application was simple and received approval straight away - I have recommended this to my friends, family and work colleagues Reviewed on: 11th April 2023
Laura Howard's avatar
Laura Howard

Service

5
Excellent service and very easy to set up Reviewed on: 11th April 2023
MohammadJaved Tumbaramatti's avatar
MohammadJaved Tumbaramatti

Overall an amazing experience!

5
I applied for a credit card with Zopa and within minutes was approved! I’ve had no issues with anything in regards to the app or customer service if I’ve had to speak to them. Overall, my experience with Zopa has been amazing and I would highly recommend them to anyone! Made me a very happy customer ☺️ Reviewed on: 11th April 2023
Kate Woolams's avatar
Kate Woolams

Great company

5
Customer service are very helpful and the systems are very easy to use Reviewed on: 11th April 2023
Jessica Louise's avatar
Jessica Louise

Amazing card, brilliant customer service

5
The card is always been of help to me and the monthly payments are very affordable. Whenever I've spoken to customer service they are polite professional and very helpful! Reviewed on: 11th April 2023
Paul Green 's avatar
Paul Green

Quick and easy

5
It was Quick and easy process from start to finish Reviewed on: 11th April 2023
Rebecca 's avatar
Rebecca

Great company

5
Fantastic experience from beginning to end with gaining my credit card. Great company to use Reviewed on: 11th April 2023
Karen maude's avatar
Karen maude

Card

5
The app for Zopa is very easy to use to see statements and make my payment's would definitely recommend Reviewed on: 11th April 2023
Susan Tate 's avatar
Susan Tate

great

5
offers very good deal with their credit card Reviewed on: 11th April 2023
zed's avatar
zed

Brilliant

5
A great credit card . I like it lots . Reviewed on: 11th April 2023
Mark Wylde's avatar
Mark Wylde

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Current account

    from Zopa 4.83 from 6600 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill