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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Life-Saver

For those whose credit may not be the greatest and struggle due to bad credit, ZOPA is your friend. This has allowed me to sort of my finances and have insurance incase i need to dip into my credit. Reviewed on: 11th April 2023

EASY TO APPLY

THE WHOLE PROCESS WAS EASY FROM START TO FINNISH Reviewed on: 11th April 2023

Customer Focused

Easy to use with customer put first. Immediate purchase notification to your phone with remaining balance available. Reviewed on: 11th April 2023

Good company

I've had no problems with this card and they always keep me up to date. Reviewed on: 11th April 2023

Zopa Credit Card

This has been one of the best experiences I have ever had. Zopa are a plain and simple company who tell you exactly what you are entitled to and when. They have given me no surprises at all. I'm really happy with the service I have had and also the support I received when I lost my job. Overall I will be completely paying off my outstanding card with Fluid and destroying the card so I can solely use Zopa. Such an amazing tool. Thanks guys and gals Reviewed on: 11th April 2023

So easy to set up

Found this card so easy to set up, and use. Lower interest rates than most. Reviewed on: 11th April 2023

Very respectable and reputable company

From my initial encounter with Zopa until now, they have provided an amazing service and always been there when I’ve needed help. Faultless Reviewed on: 11th April 2023

Great customer service

Banking app is easy to use, great customer service, competitive rates. So far, the best credit card I had Reviewed on: 11th April 2023

Great credit card

Very easy to use credit card with great rates and a range of other products. Brilliant app that is easy to use and understand. Very happy with the card. Reviewed on: 11th April 2023

Great card

These hard times this card has helped me a lot . Reviewed on: 11th April 2023

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