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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant customer service

So easy to speak to someone from customer services with any queries and the app is super easy to use. Reviewed on: 11th April 2023

Very easy and easy

Have been very happy with their help and support Reviewed on: 11th April 2023

Card in need

Zopa app has all the features to help a customer Reviewed on: 11th April 2023

Simply a pleasure to deal with

I cannot say enough in t3gards to how helpful and manageable having an account with Zopa can be. I have a credit card and the ease of following my transactions, being able to activate phone notifications if you pose your card, means to check and change anything via the app you can easily download..and....there is the chance yoi can increase your credit value by simply keeping upto date with your account. I have already recommended 3 people and will continue to do so Reviewed on: 11th April 2023

Best credit card

Had a credit card to better my credit score and couldn't be happier. Finally feel like a grown up again haha. Thank you Reviewed on: 11th April 2023

Credit card

Flexible repayment plan, overal satisfactory. Acceptable on almost all online payments platforms. Reviewed on: 11th April 2023

Brilliant just Brilliant!

Easy application process no complicated jargon with the best communication. The product is right for me and I guess the same for 1000s of other customers,. I must end the customer service is brilliant l. Reviewed on: 11th April 2023

Good review

Took out a credit card with zopa. Application was nice and easy. The app is also easy to use. Really satisfied with the zopa experience Reviewed on: 11th April 2023

zopa credit card

the best credit card ever , easy to use and very easy application. Reviewed on: 11th April 2023

Excellent service

No trouble smooth transactions every time. Reviewed on: 11th April 2023

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