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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to deal with.

Easy application process, I was accepted and had the card a few days later. Quick easy process and would definitely recommend. Reviewed on: 11th April 2023

Very helpful

Helpful and was so right in time the decision came quick and helped a lot very easy to use Reviewed on: 11th April 2023

I know where I stand with payments and interest

Never had a problem with this card provider Reviewed on: 11th April 2023

So easy to use

Amazing. So easy to use and you can track your spending, credit score and much more just by one click on the app. I love it! Reviewed on: 11th April 2023

Great service

App is easy to use. Limits explained. Great card, especially for building up your credit rating. Reviewed on: 11th April 2023

Great card

Good to have credit card when it’s comes emergency for you Reviewed on: 11th April 2023

Great company

Great customer service easy to deal overall Great company Reviewed on: 11th April 2023

App

The app shows clearly how much you spent and when your bill due. Also tells you how much interested you pay on the next mouth for me this makes zopa the best credit card supplier. So easy to use if you need to call them they always polite and very helpful. Reviewed on: 11th April 2023

So easy and hassle free

Never had a simpler application, quick, decisive and hassle free. Reviewed on: 11th April 2023

Everything all in one spot

A simple app to use to help you keep on top of your borrowing. Offers which help support your credit score and help you to lend in a way affordable to you Reviewed on: 11th April 2023

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