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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very handy

It's very handy card to work with and allows you to keep on top of your payments weekly monthly to suit Reviewed on: 11th April 2023

Excellent provider

Easy to use app, excellent customer service Reviewed on: 11th April 2023

Flexible friend Zopa

I use my flexible friend , I feel safe at anytime having it in my possession if I get stranded in any way. I know to pay money back too after using Zopa credit card, then you always have a plastic friend in zopa. Reviewed on: 11th April 2023

Simple Easy Fast

Applying for a Zopa credit card was so simple and straightforward and the process was so fast, I received my credit card almost immediately with a great credit limit. It's also so easy to manage from the Zopa app, its brilliant. Reviewed on: 11th April 2023

Absolutely happy

My card arrived sooner than I was accepting. Immediately ready to use. Reviewed on: 11th April 2023

Always helpful

I’ve only had to make a few calls to Zopa and they have sorted my request out over the phone without issues. And their app is so easy to use!! Reviewed on: 11th April 2023

Top company and app.

Straightforward application, easy to use app and helpful staff. Always kept up to date with spending 10/0 Reviewed on: 11th April 2023

Great card

Easy to use, nice app on phone great card and service. Definitely recommend Reviewed on: 11th April 2023

Good

Very good services , easy to use. I likes it Reviewed on: 11th April 2023

Very cool

Use easy everyday to make my shopping Reviewed on: 11th April 2023

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