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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Awesome card

Great card with excellent support Reviewed on: 11th April 2023

Very good

Very good and easy to use app is good Reviewed on: 11th April 2023

Great

Greatest .customer service is perfect .credit availability is great .great services .I will be with Zopa today tomorrow and for ever Reviewed on: 11th April 2023

100% Costumer oriented

Easy apply and clear communication. One of the best credit provided Reviewed on: 11th April 2023

Very easy to set up, great app and easy to use

Very easy to set up my account online. Zopa were quick to come back to me and the app/services are too notch. Overall Zopa is an excellent app based credit card. Reviewed on: 11th April 2023

Instant credit at your fingertips

Helpful, manageable credit with a well constructed app to follow. Excellent advice tips and communication Reviewed on: 11th April 2023

Perfect card

Everything is so simple to maintain and manage. Super speedy in everything they do, and you can do everything you need to on a daily basis on the app! Reviewed on: 11th April 2023

Very easy and straightforward to use

I have used my card a couple of times it’s easy to use the app is very well explanatory and everything is on there you need to know would highly recommend this credit card Reviewed on: 11th April 2023

Easy to use

All I can say is what a fantastic credit card easy to use and easy to keep on track. J really enjoy the text message you recieve after every use and the fact it also tell you how much balance you have remaining definitely a 5* from me Reviewed on: 11th April 2023

Excellent service

The customer services and the app is so good, I have transferred all my other cards there. Reviewed on: 11th April 2023

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