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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Relaiable

Found them easy to use and on hand should you need help. Reviewed on: 11th April 2023

Good Card

Good card and set up process/security very efficient. Reviewed on: 11th April 2023

Michael king.

The ZOPA credit card Application was VERY straightforward, and easy to Apply for. - and everything was explained properly.— I wouldn’t hesitate to recommend them.- they treat you like a proper customer!! Reviewed on: 11th April 2023

Easy to use/manage Credit Card

Easy to manage Credit Card using the App. All the important information required to manage and pay credit card balance is on the App - very helpful. Reviewed on: 11th April 2023

Fantastic and honest

An absolutely amazing and honest company to be with. Reviewed on: 11th April 2023

Overall Good Service

I have just was looking in my credit Experian site and I saw Zopa there. It was cheap rates than any other cards I gone ahead with it. Started to use it. Professional application on Apple. Easy and clearly to use. Thanks Zopa. Reviewed on: 11th April 2023

Great Company

Very polite service and website really easy to use Reviewed on: 11th April 2023

Great credit card to have a People with bad credit?

Zopa it’s a great company that takes a chance and people with bad credit. I have just recently came out of an IVE and super give me a credit card to help boost my credit limit and it has worked great every month. I see my credit going up I would definitely recommend this company. It has an easy app on my phone where I can pay my payments no hassle I deafly recommend them Reviewed on: 11th April 2023

Helpful and easy to deal with

Zopa are very helpful when it comes to customer service, they get back to you promptly. Website is easy to manoeuvre through generally had good experience with them Reviewed on: 11th April 2023

Great

They are very good and helpful . easy to use and have lots of updates.app is very good and easy to use Reviewed on: 11th April 2023

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