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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43483 reviews)

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4.94

Based on 43,483 reviews, last reviewed 15th Mar 2026

155250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good it works everywhere every time Good it works everywhere every time Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43483)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Since I have been using Zopa my credit score is impr...

Since I have been using Zopa my credit score is improved and the customer service is excellent. I would recommend to anyone. Reviewed on: 15th January 2026

Ease of use

Easy to use app, easy to navigate Reviewed on: 15th January 2026

Very informative kept in the loop and explained fully.

Very informative kept in the loop and explained fully. Reviewed on: 15th January 2026

Sound and helpful advice

Always providing sound advice and always helpful Reviewed on: 15th January 2026

Helped me with a card when nobody else would

Helped me with a card when nobody else would Reviewed on: 15th January 2026

Great communication, helpful 5 Star service.

Great communication, helpful and understanding Reviewed on: 15th January 2026

Zopa care about customers

Excellent customer service Zoe truly care about their customers! Reviewed on: 15th January 2026

Good value Just fabulous I get well looked after

Just fabulous I get well looked after Reviewed on: 15th January 2026

Zopa are always very helpful

Zopa are always very helpful whenever I’ve need to contact them and the customer service is very good Reviewed on: 15th January 2026

Great service

Great service, easy and quick to fill the forms, money sent fast to bank account. Reviewed on: 15th January 2026

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