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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use card

The zopa card and app are very easy to use,good communication and frequent updates about your account,would easily recommend Reviewed on: 11th April 2023

Simple but effective card

The app works perfectly, unlike other cards interest APR easy to find, payments into the credit card are pretty much instant so if your a little short of using the card you can add money and use it nearly instantly. Easiest card I have Reviewed on: 11th April 2023

Very quick

Applied,accepted,card arrived within 5 days,amazing Reviewed on: 11th April 2023

I like zopa

Excellent company they are helping me about the time of my problem Reviewed on: 11th April 2023

Good card to build your credit ratings

Good card to build your credit ratings Reviewed on: 11th April 2023

Excellent service

Excellent company service proved met all my needs simple process to follow when applying for my card decision took no time card was with me within a week balance transfer simple easy to follow will be recommending to everyone I know thank you for such excellent service Reviewed on: 11th April 2023

Simply fantastic

Easy to set up and you always know where you stand. There are no complaints here would recommend Reviewed on: 11th April 2023

Brilliant company

Had zopa card to balance transfer, no issues . Brilliant service Reviewed on: 11th April 2023

Best credit card

Amazing customer experience! Amazing card! Amazing people. Reviewed on: 11th April 2023

Great company

Great company, app works a treat customer service and care top class what more do you need Reviewed on: 11th April 2023

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