Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very quick

Applied,accepted,card arrived within 5 days,amazing Reviewed on: 11th April 2023

I like zopa

Excellent company they are helping me about the time of my problem Reviewed on: 11th April 2023

Good card to build your credit ratings

Good card to build your credit ratings Reviewed on: 11th April 2023

Excellent service

Excellent company service proved met all my needs simple process to follow when applying for my card decision took no time card was with me within a week balance transfer simple easy to follow will be recommending to everyone I know thank you for such excellent service Reviewed on: 11th April 2023

Simply fantastic

Easy to set up and you always know where you stand. There are no complaints here would recommend Reviewed on: 11th April 2023

Brilliant company

Had zopa card to balance transfer, no issues . Brilliant service Reviewed on: 11th April 2023

Best credit card

Amazing customer experience! Amazing card! Amazing people. Reviewed on: 11th April 2023

Great company

Great company, app works a treat customer service and care top class what more do you need Reviewed on: 11th April 2023

Simple, Helpful, Easy.

From the word go Zopa have been a breeze to deal with. Simple to get set up. Helpful throughout the process and easy to keep track of all your transactions. Highly recommended! Reviewed on: 11th April 2023

Help when needed

Zopa was there for me even when my credit rating was not too good but offered me a credit card with a manageable limit which was good for me.Grateful to Zopa! Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews
Credit card
from Luma 4.16 from 3 reviews
Credit card
from Post Office 3.49 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub