Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa Credit Card

The easiest and most well managed credit facility I've ever known. I wish Zopa had been available years ago! Reviewed on: 11th April 2023

Excellent service

Good service and excellent customer service. Reviewed on: 11th April 2023

Easy transactions

Zopa was very easy to use from start to finish. App us really good, have had no issues. Definitely recommended. Reviewed on: 11th April 2023

Good service

Very good experience with customer service Reviewed on: 11th April 2023

Best run credit card on the market

having had a number of cards over the years, Zopa provides a very easy way to develop and manage your credit. Reviewed on: 11th April 2023

Helpful

Easy easy app and rates very good on credit card Reviewed on: 11th April 2023

Best card I ever had

App is great and the support from the company is 1st class Reviewed on: 11th April 2023

these people give you a chance

thankyou for accepting when other big names refused me Reviewed on: 11th April 2023

Zopa has been amazing to me can't thank them enough

I needed money quick and they where amazing and fast to lend me the funds I needed thank you Reviewed on: 11th April 2023

Great Credit Card

I have only had my credit card for a few months, but I got a great deal. 0% balance transfer and 0% on new purchases for 3 months. Great company and cannot fault. I pay my balances off every month so do not receive any interest but it's there if I should need either deal. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.73 from 5644 reviews
Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Partnership credit card
from John Lewis 2.09 from 902 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub