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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy to use

Super easy to use the app. Nothing is too complicated and the rates are great. Reviewed on: 11th April 2023

Good service all time

Good service all time and zopa Reviewed on: 11th April 2023

Credit card magic

The best credit card ever to have, so easy to use and staff very helpful, don't go elsewhere!!!!! Reviewed on: 11th April 2023

Best service

It is pleasure to use this credit app and its Quiet amazing Reviewed on: 11th April 2023

Brilliant

Zopa helped me when others would not, the opportunity and service have been just brilliant. Reviewed on: 11th April 2023

Great card no bother

This card is yours don't bother you just so cool Reviewed on: 11th April 2023

Excellent

Great service. Easy to use app. Easy to navigate. Clear and precise information. Reviewed on: 11th April 2023

1st Class

Brilliant company keeps you up to date to keep you in track with your finances. Reviewed on: 11th April 2023

Does what is says on the tin

Good app allows total control of the credit card which is very useful and does what it says on the tin. Reviewed on: 11th April 2023

Great for starting out

I moved back to UK after living abroad for 15 years, I had to start my credit score from scratch. Zopa was the only company to give me a chance, very user friendly and simple to sign up. Reviewed on: 11th April 2023

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