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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple to understand and manage

Easy application process, no complicated jargon and a fantastic app Reviewed on: 11th April 2023

Absolutely fantastic

Absolutely fantastic company good app easy to use and track finances all round good provider Reviewed on: 11th April 2023

Seamless Process

To check your balance, make the payment view other products is straightforward. The app is very modern Reviewed on: 11th April 2023

Stress Free - Yay!

Zopa provides the most pain free and quickest service of any product I have taken out before, plus the dashboard is really user friendly and visual, not clunky and unappealing. Reviewed on: 11th April 2023

Very easy to manage

There website is easy to access and understand and there rates are good Reviewed on: 11th April 2023

Sublime

Amazing service. Easy to apply, easy to get in touch with customer service and they help all your needs. Looking to increase my balance soon which they have notifications for. Amazing 5* Reviewed on: 11th April 2023

Brilliant

Absolutely brilliant cannot fault at all Reviewed on: 11th April 2023

Ex lent

Best card & I will recommend for any one Reviewed on: 11th April 2023

Best one found

Best card company found, quick and easy to use Reviewed on: 11th April 2023

Excellent service

Changed to Zopa eighteen months ago. Really like that your payment clears the balance there and then, not in a couple of days or so. Also like the acknowledgment receipt with every payment via email Reviewed on: 11th April 2023

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