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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

10 star I recommend Zopa to friends and family

They easy to use and easy to use their online app Reviewed on: 11th April 2023

Excellent card

Great card with good perks especially the credit performance and actions feature Reviewed on: 11th April 2023

Best credit card

Very generous with first limit would definitely recommend Reviewed on: 11th April 2023

Excellent service

Fantastic company with excellent customer service and support. So much better than the normal pass around approach by major banks when trying to get help. Reviewed on: 11th April 2023

fantastic product

Great service and APP features. Reviewed on: 11th April 2023

easy to use

Really easy to use and quick to update Reviewed on: 11th April 2023

Zopa

Quick easy very helpful to build credit Reviewed on: 11th April 2023

Such a great credit card service

The application process was so easy and quick I was really impressed. The App makes using the credit card a dream. I love being in the knowledge that the app tracks my spending and keeps me up to date on the usage. I couldn’t fault a thing. Only one request for the future would be to add Apple Pay compatibility. Reviewed on: 11th April 2023

Very good

Zopa is very good credit card, reliable and fast payments Reviewed on: 11th April 2023

Brilliant Company

Zopa came to me and offered me credit to boost my credit score. I have boosted my credit so much over the last year I so happy they approved me Reviewed on: 11th April 2023

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