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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa credit card

Very quick to approve and put up my limit after a couple of months .the app works great I’m am very happy with Zopa great to deal with Reviewed on: 11th April 2023

Excellent

Excellent from start to finish easy to deal with all credit card companies should take a leaf out there book Reviewed on: 11th April 2023

500

Easy to use,when you make a payment money go straight so you can use don't have to wait few days Reviewed on: 11th April 2023

Very easy and simple to work with

I just join and I’ve not really got anything bad to say, but positive things to say my experience has been. Very excellent Reviewed on: 11th April 2023

Credit card Review

The process to obtain the card is easy and explains everything you need to know. Tbe app is easy to use and keeps you updated on your spending and due payments Reviewed on: 11th April 2023

Great

A very good credit card to improve my credit score Reviewed on: 11th April 2023

By far best customer service

Great company. Quickly and efficiently deal with any query. Best credit card provider x Reviewed on: 11th April 2023

Best credit card

Easy to used , easy for payments, accepted good in shop and online Reviewed on: 11th April 2023

Best transfer ever

It’s very easy to apply and decision in seconds and very easy to use Reviewed on: 11th April 2023

Zoopla credit card

Great easy process no hassle great app Reviewed on: 11th April 2023

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