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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great for the little guy

Great credit card for those trying g to build their credit. Friendly service from the staff and easy to use app. Reviewed on: 11th April 2023

Indeed Zoopa is quite good in terms of user friendly!

Excellent card, I used frequently for shopping. Reviewed on: 11th April 2023

Credit score booster

Zopa has given me my first credit card. Which I keep as my back up and pay back more than the monthly payment just to boost my ratings. It’s easy and flexible to use whenever I need it. I love it. Reviewed on: 11th April 2023

Great company

Great app. So easy to use. The app keeps me up to date on my spending. The app also allows me to make payments on time. Highly recommend Reviewed on: 11th April 2023

Zopa credit

Great company zopa app helps keep you in control of your limit Reviewed on: 11th April 2023

Good

I like using this card. Would recommend it to others. Reviewed on: 11th April 2023

So helpful

Im trying to rebuild my credit status and this is so good. Its helped me take control and the app is so easy to use to keep track of spending. Also have a section you can check what you can do to approve your credit score! Reviewed on: 11th April 2023

Easy to use, great product and service

Works well, great service and a great useable app to manage your credit card. Reviewed on: 11th April 2023

Best credit card

The best credit card for paying back good apr helpful in very expenses Reviewed on: 11th April 2023

Best credit card I have used!

I have been using Zopa for a few months now, and it is the best credit card I own. Great interest rates and the app is simple and easy to use. Reviewed on: 11th April 2023

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