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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Trustworthy

Great product, good customer service, and trustworthy. Reviewed on: 11th April 2023

Zopa review

Service provided always fast and reliable Reviewed on: 11th April 2023

App

Easy to use App! Easy to navigate no surprises! Reviewed on: 11th April 2023

Great credit facility

Easy to use. And pay back as and when needed would reccomend Reviewed on: 11th April 2023

Credit card

Fantastic company never had any problems Reviewed on: 11th April 2023

Great app

Easy to use and friendly app. The whole process of getting the credit card was easy and straight forward. Having a great app as well makes managing my credit card effortless. Reviewed on: 11th April 2023

Easy

Easy to use account and app I’m new to this account really but so far excellent. Reviewed on: 11th April 2023

Fantastic card.

Manageable credit limit, competitive rates. Reviewed on: 11th April 2023

Best credit card.

Easy to use. Statements are userfriendly. Reviewed on: 11th April 2023

Nice and easy to use

Easy and hustle free. Got the approval in minutes and setting up is easy . No headaches Reviewed on: 11th April 2023

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