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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great credit card

App is really easy to understand and use. Good credit card service Reviewed on: 11th April 2023

Great provider

Great at keeping you up to date on your account, good customer service! Reviewed on: 11th April 2023

Great card and easy to apply

Found the whole process super easy and their app is great! Reviewed on: 11th April 2023

So simple

Just so straightforward, no fuss, no hassles Reviewed on: 11th April 2023

Great support

Easy to open, good straightforward app. Definitely recommend Reviewed on: 11th April 2023

Zopa wins for me

From day one Zopa has proved to be excellent in all fields, I am more than happy with them. Reviewed on: 11th April 2023

Easy process

Easy process simple instructions and everything is really clear Reviewed on: 11th April 2023

Great company

Easy and clear to receive and good app Reviewed on: 11th April 2023

Fantastic company

Really pleasant company to be with. Carry on with your everyday needs with your mind at ease with Zopa. Reviewed on: 11th April 2023

Best credit card

I have used a number of credit cards in the past and using a few currently but none can be compares to Zopa especially the APR which is better than many others in the market Reviewed on: 11th April 2023

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