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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit Card

Very easy to apply for and app is easy to navigate Reviewed on: 11th April 2023

Credit

Zopa very good company very helpful & very good service Reviewed on: 11th April 2023

Easy work

Easy to understand Easy to set up and spend...I like this card Reviewed on: 11th April 2023

Perfect 4 bad history

As a person with bad credit history zopa have provided me a platform to improve my future credit history Reviewed on: 11th April 2023

Very easy and helpful

Great apr rates easy to use app and very helpful and friendly customer service Reviewed on: 11th April 2023

Zopas amazing

Brilliant choice for lending and really good app for customers to use and very easy to work with love ya Zopa xxx Reviewed on: 11th April 2023

Simple, helpful useful

Helped me get a credit card when others turned me down. No hidden agenda did exactly what I needed when I needed it Reviewed on: 11th April 2023

Good and reliable

Helpful and reasonable in hard times. Reviewed on: 11th April 2023

All good so far

Easy app to use no problems so far Reviewed on: 11th April 2023

Highly Recommend Credit Card

Great credit card provider, really easy to use app, user friendly also. Reviewed on: 11th April 2023

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