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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good credit card

Very good credit card company fair rates and app to keep eye on transactions Reviewed on: 11th April 2023

Great company to rebuild your credit with!

I had a £500 limit to start and now at £1000, Zopa has a very friendly and easy app and it’s very simple to use! Would recommend to everyone ! Reviewed on: 11th April 2023

Great card

Great card and good for building credit Reviewed on: 11th April 2023

Best credit card

The best credit card You can make payments and transfers Reviewed on: 11th April 2023

Great company

Great company with fast efficient and user friendly financial products and apps. Reviewed on: 11th April 2023

I feel looked after

I feel looked after. Zopa always keeps me up to date on things. Reviewed on: 11th April 2023

Easy to use

Nice and easy to use I recommend Reviewed on: 11th April 2023

Excellent

Very helpful always able to speak with someone Reviewed on: 11th April 2023

Amazing

Absolutely outstanding service, would highly recommend Reviewed on: 11th April 2023

Easy to manage

What a fab product … easy to use and manage and fast ! Reviewed on: 11th April 2023

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