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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

Fantastic would highly recommend they gave me a credit card to help built my credit sore when no one else would Reviewed on: 11th April 2023

Credit card

Absolutely fantastic, no issues or hassles with the process or the usage of this card and service, definitely top of the lust Reviewed on: 11th April 2023

One of the best credit cards

I have been Zopa customer for a year. It was very easy to apply for a card and get a significant credit limit. The purchase process with a card takes a minute. You can make your repayment quickly and effortlessly. I will recommend Zopa services to my family, colleagues and friend. Excellent customer and IT services.! Reviewed on: 11th April 2023

Great

Nothing but a positive experience! Would recommend Reviewed on: 11th April 2023

Absolutely spot on

Easy to use, very friendly and reliable. I've had no issues. And to top it off, the card looks a bit snazzy too. Top drawer banana in my book. Reviewed on: 11th April 2023

Fab service

Quick efficient helpful service Reviewed on: 11th April 2023

Great company, low %

I’ve had a good overall experience with zopa, I already recommended them to my family and friends Reviewed on: 11th April 2023

Best credit card

I’ve had a Zopa card now for a while and they are the best I’ve experienced to date! Quick and easy to use app, quick payback options and goes back to credit the same day! Reviewed on: 11th April 2023

Excellent

Excellent communication and an app that is so easy to use Reviewed on: 11th April 2023

Great service

I have had a credit card before with zopa, I found the service very good when I rang up about a transaction, and I was happy paying off my card each month with a good amount of credit available. I would recommend this company Reviewed on: 11th April 2023

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