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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service and easy to use app

Easy to deal with better than some other companies I have used. The app is great and straight forward Reviewed on: 11th April 2023

Honest and informative

Zopa have a great app with all the info you could need. Their tips for improving your credit score are also helpful. Reviewed on: 11th April 2023

Best card

Fab card. Best rates. Best customer service! Reviewed on: 11th April 2023

Great for credit building

Great card to build your credit score up. Reviewed on: 11th April 2023

Excellent service

Easy to use app, everything you need in one place plus customer service is next to nothing always there to help and always got the answers to your questions Reviewed on: 11th April 2023

One of the best credits offers. Customer come first not credit history

When i applied for ZOPA credit card i was offered straight away despite of my credit history. I made always made my payment on time and use my credit wisely, then in a few months they offered me a credit increment of £700, my credit limit is now £1200. It has helped my financial stability and i once again despite of increment i use my credit wisely, never go beyond my limit. Zopa is one of the best credit provided with better apr. I have recommended it to my friends and family. Reviewed on: 11th April 2023

Great service

I was struggling financially, and zopa offered me a quick service "credit card", I received a decision super fast and within couple of days I received my credit card! Reviewed on: 11th April 2023

Best

My experience with Zopa is fantastic! Reviewed on: 11th April 2023

the most amazing credit card company ever

the always handle me with great care i ask a million stupid questions and the answer them i never in my life leave reviews for anything but i genuinely love this company Reviewed on: 11th April 2023

Experience

A Great company to deal with Good understanding of customers requirements nice to deal with unlike some other companies Reviewed on: 11th April 2023

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