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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card provider

Great company, amazing app, easy to use and send helpful reminders. Reviewed on: 11th April 2023

Good

Very good interest rates and the app is very easy to use Reviewed on: 11th April 2023

Awesome

I’m really happy that they offered me a credit card when a lot of providers said NO! Never had any issue and you can build your credit score easily also get a increase not that hard if you’re responsible and really want to build something for yourself. Reviewed on: 11th April 2023

Fantastic Company

I have used several credit cards over the years and Zopa is the outstanding card for me. The app on my phone allows me to manage my card easily. I know where I am with my spending every day with a simple click on my phone. Excellent company Reviewed on: 11th April 2023

Easy to use, great app

Zopa is user friendly, with a great app and easy communications. Reviewed on: 11th April 2023

Zopa credit card

It was an easy process to apply and there payment alerts are helpful for staying up to date with payments and the online website is easy to use Reviewed on: 11th April 2023

correct and always helpful!

recommended by friends, fast and always on time! Reviewed on: 11th April 2023

Great customer service

Helpful and informative on the app , great credit builder.. Reviewed on: 11th April 2023

Top credit card

Zopa take the worry and stress out of applying for a credit card, they’re understanding with situations that customers may be going through, with helpful advice. Zopa, they really are great Reviewed on: 11th April 2023

User friendly, costumer focused.

Fast and efficient at getting the most suitable card and setting up the app. The app is easy to use, and very simple to communicate with customer service if any issues. Reviewed on: 11th April 2023

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