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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very easy to upgrade

5
They are very good in their job . Very reliable. Reviewed on: 11th April 2023
Riebelleisioma6@gma.com's avatar
[email protected]

Experience

5
Great experience so far. Works perfectly fine and can be use on most stores Reviewed on: 11th April 2023
Chidimma's avatar
Chidimma

Amazing

5
Really helpful Really helped me out Reviewed on: 11th April 2023
Zac's avatar
Zac

Great and simple

5
No fuss card with easy to use app. Highly recommend. Reviewed on: 11th April 2023
Gaz's avatar
Gaz

Excellent service

5
Whenever I've had to contact Zopa they have been exceptionally helpful. Reviewed on: 11th April 2023
Glenn Foord-Divers 's avatar
Glenn Foord-Divers

Great

5
Love this company they’re great and the app is so good and really helpful with the payment reminders. The one improvement I have is that the credit cards are available to put in my apple wallet and use with Apple Pay. Reviewed on: 11th April 2023
Jordan Nelson's avatar
Jordan Nelson

Credit Card Builder

5
Great little credit card to help get you back on the credit ladder and improve your credit score each month. Good credit limit and got a great increase after 6 months. Low interest and manageable payments Reviewed on: 11th April 2023
Ian S's avatar
Ian S

Easy to use app

5
Very easy to use app, allows you to manage your account and make repayments. Reviewed on: 11th April 2023
82Cox's avatar
82Cox

Great

5
Good card & offers . Easy application & quick turn around Reviewed on: 11th April 2023
Cat's avatar
Cat

Best credit card provider

5
Zopa gave me financial support when no other provider want to. Reviewed on: 11th April 2023
Ivan 's avatar
Ivan

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