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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent professional company

Easy to access and use and kept up to date with limits and products. Reviewed on: 11th April 2023

Great and easy to use

Very easy to use app which makes managing my finances even easier Reviewed on: 11th April 2023

Zopa credit card

Love it. Really easy to use and reliable Reviewed on: 11th April 2023

Excellent

I have had a Zopa credit card for a few months now and to be fair it’s excellent the Zopa app is simple to use and it tells you everything you need to know and also you get emails to remind you that your repayments are due and how much also the interest rates on the card I am using are very cheap compared to other cards out there I would and have recommended Zopa to others I can honestly say my experience all round has been excellent thank you Zopa Reviewed on: 11th April 2023

Simple and brilliant

No faf, quick and easy to set up. Proactive with communication as well as credit increases if applicable. App easy to use, would definitely recommend Reviewed on: 11th April 2023

Efficient and simple

Zopa continues to offer me a simple easily understandable financial avenue that is suitable to my lifestyle Reviewed on: 11th April 2023

Great service

Great service, easy to use app. Helpful reminders on payments and other information. Good job! Reviewed on: 11th April 2023

Amazing app really good rates

App they ya is amazing easy to see your limits and expenses Reviewed on: 11th April 2023

Awesome

Good information and staff also nicely speaking with customers… Reviewed on: 11th April 2023

Best of all

This card is the best I have used. Reviewed on: 11th April 2023

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